Protect Your Health and Your Future
Health Insurance That’s the Right Fit for Your Life
Your health is one of your most important assets, and having the right coverage can make all the difference. You shouldn’t have to guess which plan is right for you or feel overwhelmed by your options—we make it simple.
Since everyone’s needs and budgets are different, your health coverage should be tailored to fit. Whether you’re looking for comprehensive protection, access to a broader network of doctors, or a more cost-conscious option, we help you find a plan that aligns with your lifestyle and priorities.
At Cerverizzo Insurance Agency, we base our recommendations on your needs and what you can afford—so you get the right coverage, without paying for what you don’t need.
Health Coverage for Self-Employed & 1099
Flexible Coverage Options Designed Around You
If you’re self-employed, a freelancer, or a 1099 contractor, finding the right health insurance can be challenging. Without access to traditional employer-sponsored benefits, many individuals struggle to find coverage that offers both flexibility and strong protection.
We help you explore alternative solutions, including access to underwritten PPO plans that provide broader networks, customizable coverage, and a more personalized approach to health insurance.
These plans aren’t widely advertised—but they can be a strong fit for the right individual.
Access to Nationwide PPO Networks
These plans provide access to large, national PPO networks, giving you the freedom to choose your doctors and hospitals without being limited to narrow or local networks. This is especially valuable if you travel frequently or want greater control over your healthcare.
Flexible, Customized Coverage
Underwritten PPO plans are designed to align more closely with your individual profile, which may allow for:
- Competitive monthly premiums
- Comprehensive major medical coverage
- Plan designs that better fit your needs and budget
Expanded Access to Quality Plans
Many of these plans utilize networks and structures commonly associated with employer-sponsored coverage, giving qualified individuals access to options that are not always widely available through traditional individual plans.
Is This the Right Fit for You?
Underwritten plans are not for everyone—they require health qualification and may not be ideal for those with significant pre-existing conditions. However, for many self-employed individuals and 1099 earners, they can provide a valuable and flexible alternative.
We’ll help you review your options and determine if this type of coverage is the right fit for your needs and budget.
Compare Plans & Get Covered
Underwritten PPO Health Plans
Flexible health coverage for individuals, families, and self-employed professionals, with access to quality care and customizable options. Use code ACNY1926 to view available plans.
Dental & Vision Plans
Affordable coverage for routine exams, preventive care, and everyday dental and vision needs, with simple enrollment options.
Medicare Plans
Compare Medicare Advantage, Supplement, and Part D plans with guidance to help you choose coverage that fits your healthcare needs and budget.
