Cerverizzo Agency Inc

Call Us: 347-577-9867

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    • About
    • Medicare
      • Medicare 101
      • Medicare Supplement
      • Medicare Advantage
      • Medicare Part D
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    • Individual Insurance
      • Life Insurance
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      • Long-Term Care
      • Disability Income
      • Income Annuities
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Call Us: 347-577-9867

Cerverizzo Agency Inc
  • Home
  • About
  • Medicare
    • Medicare 101
    • Medicare Supplement
    • Medicare Advantage
    • Medicare Part D
    • Medicare Resources
  • Employee Benefits
  • Individual Insurance
    • Life Insurance
    • Final Expense
    • Long-Term Care
    • Disability Income
    • Income Annuities
  • Agents
  • Contact

Income Annuities

You Deserve Guaranteed Income For Life

How do annuities work as part of a financial plan?

Income annuities can help you retire worry free with guaranteed income that will last through retirement, never go down, and that you can never outlive. Think of it like a paycheck for life because it provides a guaranteed income stream. 


Whatever you dream of when it comes to retirement, making sure you'll have the money to make it happen is an important part of your financial plan. These days, fewer and fewer companies are offering pensions, and the future of Social Security is uncertain. So now, more than ever, people have to rely on themselves to plan for their finances in retirement. An annuity is one way to make sure your retirement goals stay on track, giving you a steady stream of income that doesn't change based on market volatility and is guaranteed to last the rest of your life.


There are different types of annuities that might be right for you depending on your goals. Income annuities are typically purchased close to retirement and give you predictable income for the rest of your life.

What To Know About Income Annuities

Income annuities give you guaranteed income in retirement

You won't lose your money if you pass away sooner than expected

You won't lose your money if you pass away sooner than expected

An income annuity can help you make sure you're ready for whatever life throws at you. It means you won't outlive the income stream and won't have to worry about running out of money in retirement. And it means you won't be at the mercy of the markets or the future of Social Security when you're ready to retire. 

You won't lose your money if you pass away sooner than expected

You won't lose your money if you pass away sooner than expected

You won't lose your money if you pass away sooner than expected

 Many income annuities come with an optional death benefit feature to make sure your loved ones will get back at least what you've put into your annuity if you pass away before your income payments start. 

Annuities are more affordable than many people think

You won't lose your money if you pass away sooner than expected

Annuities are more affordable than many people think

Like with all financial products, annuities do come with some costs. But depending on the type of annuity you purchase, it could come with some big benefits like tax deferral, a minimum death benefit, and/or guaranteed income for life. Even better, the income from your annuity will never go down—in fact, some annuities earn dividends, meaning your income could go up over time. 

What Are The Types of Income Annuities?

Immediate Income Annuities

Immediate Income Annuities

Immediate Income Annuities

 An immediate income annuity is best for someone who is very close to retiring, as it gives you a guaranteed stream of income that starts within one year of purchase and continues for the rest of your life. 

Deferred Income Annuities

Immediate Income Annuities

Immediate Income Annuities

 A deferred income annuity lets you set aside a portion of your savings today to create income for your retirement. The earlier you buy one, the higher your income payments will be down the road. 

Make A Plan For Tomorrow, Today

When you work with Cerverizzo Insurance Agency, we listen to the goals you have and design a financial plan tailored specifically to your life. An income annuity could be an important part of that plan, giving you a guaranteed stream of income that will take you all the way through your retirement.


Are you ready to find the right income annuity for you and your family?

We're here and ready to go the extra step for you

Schedule A Free Consultation
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Cerverizzo Insurance Agency

1110 South Avenue, Staten Island, New York 10314, United States

(347) 577-9867

Cerverizzo Insurance Agency is not connected or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.​ 


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