Many people think they won't need long-term care; however, research suggests they'll need it at some point in their life. And age isn't the only reason. A chronic illness or debilitating injury that keeps you from living on your own or properly caring for yourself can happen no matter how old you are. Many people also think that the costs of long-term care will be completely covered by health insurance or Medicare—but they're typically not. That's why it's important to have a plan in place. Our advisors at Cerverizzo Insurance Agency will help you figure out the best option for you and your loved ones.
If something happens, having coverage means you'll have funds ready when you need them.
From at-home to a good facility, having a long-term care plan in place can help you afford it.
Having a plan for long-term care can help make sure you won't lose a lifetime of savings.
Long-term care planning can help keep your financial legacy intact for your family, friends, or charity.
Those closest to you can focus on support rather than the physical, emotional, and financial burdens of your care.
This traditional long-term care option is typically more affordable than others and it can be purchased independently of other insurance policies.
By combining whole life insurance with a long-term care rider, you'll have long-term care coverage if you need it, but if you don't, your beneficiaries get the death benefit
Help pay for long-term care expenses by tapping into the death benefit of a life insurance policy, but doing so will decrease the death benefit and surrender value.
From nurses or health aides at your home to an assisted living facility, adult day care center, nursing home, or hospice facility, planning for your long-term care can help put you in a better position to choose what's right for you. Even if you're not the one who needs it, there's a good chance you'll need to help plan for the long-term care for a loved one.
We're here and ready to go the extra step for you
Cerverizzo Insurance Agency
1110 South Avenue, Staten Island, New York 10314, United States
Cerverizzo Insurance Agency is not connected or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
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